Last Updated: August 1, 2023

Welcome to Credit Club! We are excited to have you join our online course on credit repair and travel hacking. Before you begin your journey, please carefully read and understand the following Terms of Service ("Terms"). By accessing or using our online course, you agree to be bound by these Terms.

1. Course Access and Registration

1.1 Eligibility: You must be at least 18 years old to access and use our online course. By registering, you confirm that you meet this age requirement.

1.2 Account: You are responsible for maintaining the confidentiality of your Credit Club account credentials and for all activities that occur under your account. Notify us immediately if you suspect any unauthorized use of your account.

2. Course Content

2.1 Ownership: All course materials, including text, videos, images, and any other content, are the property of Credit Club and are protected by copyright and other intellectual property laws.

2.2 License: Upon payment of the course fee, Credit Club grants you a limited, non-exclusive, non-transferable license to access and use the course content for personal, non-commercial purposes.

3. Payment and Refund Policy

3.1 Payment: Course fees are due upon registration. We use a secure third-party payment processor to handle transactions.

3.2 No Refunds: Please note that Credit Club does not offer refunds for the online course. All course fees are non-refundable. Once payment is made, it is considered final, and no refunds will be provided under any circumstances.

4. User Conduct

4.1 Prohibited Conduct: You agree not to engage in any conduct that violates these Terms or the law, including but not limited to plagiarism, cheating, or sharing your Credit Club account credentials.

4.2 Termination: Credit Club reserves the right to terminate or suspend your access to the course at our discretion, without notice, for any violation of these Terms.

5. Privacy Policy

5.1 Privacy: Your privacy is important to us. Please review our Privacy Policy to understand how Credit Club collects, uses, and discloses your personal information.

6. Disclaimers and Limitation of Liability

6.1 No Guarantees: While Credit Club strives to provide accurate and helpful information, we cannot guarantee specific outcomes. Results may vary based on individual circumstances.

6.2 Limitation of Liability: Credit Club and its affiliates shall not be liable for any indirect, incidental, consequential, or punitive damages arising out of your use of the course.

7. Changes to Terms

7.1 Modification: Credit Club reserves the right to modify these Terms at any time. Any changes will be effective immediately upon posting the updated Terms on our website. Your continued use of the course constitutes acceptance of the modified Terms.

8. Governing Law

8.1 Jurisdiction: These Terms are governed by and construed in accordance with the laws of the United Kingdom. Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts in the United Kingdom.

Thank you for choosing Credit Club for your credit repair and travel hacking needs! If you have any questions or concerns about these Terms, please contact us at papurcredit@gmail.com